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Installment Loans Near Me: Online Options and Two Memphis Stores

Start your search online from wherever you are. Check installment options with no hard credit check, compare the payment schedule, and find our two Memphis stores when you need local details.

  • Apply online in minutes
  • Pay over time
  • Two Memphis stores

Cash Friendly is family owned in Memphis since November 2001. Online amounts and terms depend on the lender and your state.

Cash Friendly Check Advance locations in Memphis, Tennessee
Apply online in a few minutesOr visit us in Memphis, TNTue–Fri 9:30–6 · Sat 9:30–4Start my request ›
Start onlineA short secure request from anywhere
Pay over timeCompare scheduled loan payments
Two Memphis storesGetwell Road and South Third Street
No hard checkChecking won't affect your score

Looking for installment loans near me? Start online from wherever you are, subject to state availability. Cash Friendly also has two Memphis stores for local contact.

Compare the lender, total repayment, and payment schedule. Online amounts and terms depend on lender and state. Store services have separate requirements; a local address does not establish installment availability.

Payment estimator

Estimate payments before choosing an offer

For comparing offers you may see after an online request. Enter the APR from the offer — the lender shows the real APR, payment and total cost before you sign.

$300$5,000
336 months

Standard amortization formula. Many short-term and bad-credit offers carry a high APR — always read the full terms.

Estimated monthly payment
Total repayment
Total interest
Check My Options

Estimate only. Approval is not guaranteed.

How it works

Start nearby or online in three steps

  1. 1
    Begin with the online form

    Begin the online request from your location. Enter accurate details so the lender can check availability for your state.

  2. 2
    Identify the lender and terms

    Identify the direct lender behind any response. Compare APR, fees, payment frequency, and total repayment.

  3. 3
    Compare before you commit

    Read the agreement and servicing details before signing. Check store services separately; an online request does not assure an offer.

Start My Request

What do you need today?

What brought you here today?

Your repair shop needs an answer

Use the confirmed repair quote. Start online for scheduled payments that fit your income.

Start online ›

An essential home item needs replacing

Compare replacement prices first. Begin the secure request for the necessary amount.

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A medical expense cannot wait

Ask your provider about installments. Start online for remaining needs after comparing costs.

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A utility bill overlaps rent

Keep rent in your budget. Start online for a temporary utility gap you can repay.

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A phone replacement is essential

Include monthly service costs. Begin online if replacement payments fit your income.

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Checklist

Have the essentials within reach

  • Current phone and email details for follow-up.
  • Income information and supporting documents a lender may request.
  • Photo identification available for any verification requirements.
  • Active checking account details if the lender asks for them.
  • The expense amount and a payment budget based on your regular bills.
Rules & costs

What makes an online option worth considering?

A clear lender identityFor installment loans direct lenders offer, identify the lender in the agreement. Using this page does not establish Cash Friendly as the direct lender.
Terms before signingRead the APR, payment dates, fees, and total repayment in the lender's disclosure before accepting. Keep a copy of the agreement for your records.
A payment you can sustainCheck the schedule against your income throughout the term. A smaller payment does not by itself mean a lower overall borrowing cost.
An honest calculator exampleThe default $1,500 over 12 months at a 36% illustrative example APR is for estimation only. Enter the APR from your offer; these figures are not advertised loan terms.
Availability for your locationOnline amounts and terms depend on the lender and your state. Nearby Memphis stores do not establish online installment availability or terms. Tennessee residents can consult TDFI Consumer Resources with lender questions.
Compare

Choose the kind of convenience you need

OptionWhen it fitsWhat to watch
Online installment loan requestStarting from anywhere and comparing payments over time.Verify the lender, APR, fees, and total repayment in any offer.
Visit a Memphis storeAsking local questions about Cash Friendly's store services.Store services and requirements differ from online installment offers.
Bank or credit union installment loanComparing a borrowing source that may have a lower cost.Eligibility and application requirements vary by institution.
A biller's payment arrangementSpreading the original bill without a separate loan.Confirm all fees, due dates, and terms before agreeing.
Visit us in Memphis

Prefer to talk in person?

Family owned since 2001 — two Memphis stores, Tue–Fri 9:30–6, Sat 9:30–4.

Cash Friendly – Getwell Rd

1313 Getwell Rd
Memphis, TN 38111

(901) 454-6118

Cash Friendly – S. Third St

4250 S. Third St
Memphis, TN 38109

(901) 789-2274

Good to know

Make an informed online choice

Find the Memphis stores

Find Cash Friendly at 1313 Getwell Road and 4250 South Third Street. Both open Tuesday through Friday, 9:30 AM to 6:00 PM, and Saturday, 9:30 AM to 4:00 PM. Closed Sunday and Monday. See locations for contact details.

Find the lender, not just a nearby address

Cash Friendly’s online form is a network request. The responding lender controls underwriting, servicing, and repayment. Confirm its legal name and state availability; a Memphis store address does not establish nationwide installment lending.

Compare the complete installment offer

Use the CFPB fee checklist to ask about origination, documentation, late charges, and optional insurance. The CFPB installment guide also explains repayment and missed-payment risks. Compare actual terms rather than a best-loan label.

Frequently asked questions

How can I find installment loans near me online?

Start the secure online request from wherever you are. Availability and terms depend on the lender and state. Find Cash Friendly's two Memphis stores on the locations page.

Are you the direct lender for online installment loans?

Identify the lender named in any offer. Using this page does not establish Cash Friendly as the direct lender. For installment loans direct lenders provide, check who is responsible in the agreement.

What makes installment loans easy to request?

The secure form takes a few minutes, with no hard credit check to see options. A lender still reviews information, and any loan requires payments under its agreement.

How do I compare the best online installment loans?

Compare the same amount and repayment period where possible. Read APR, fees, schedule, and total repayment. Choose a fit that leaves room for essential spending throughout the term.

Does the calculator show an available installment offer?

No. The $1,500 amount, 12-month term, and 36% APR are illustrative examples. Enter the APR from your offer with its actual amount and term. The lender's disclosure controls.

How much can I borrow with an online installment loan?

Amounts depend on the lender and your state. The calculator's $1,500 starting point is an illustration, not an offer or limit. Check the actual amount available and request only what you need and can repay.

How fast is the online process, and will I get an offer?

Apply in a few minutes for a quick decision on your request. An offer is not assured. Further review and funding timing depend on the lender.

Does a nearby store mean I can get installment funding there?

No. The two Memphis stores are local contact points; their confirmed services do not establish in-store installment availability. Start online and identify the lender responsible for any offer.

How can I check an unfamiliar online lender?

Confirm its legal identity, state availability, contact details, and regulator. Tennessee residents can consult TDFI Consumer Resources; a matching service does not establish a lender’s licensing status.

About this page

Who stands behind this information

Reviewed by the Cash Friendly Check Advance team — a locally and family owned Memphis lender serving customers since November 2001, member of the TN Title Pledge Association and the TN Check Advance Association.

Last updated: November 2, 2026

Tennessee payday and title pledge lenders are licensed and examined by the Tennessee Department of Financial Institutions (TDFI). Questions or complaints: TDFI Consumer Resources, (800) 778-4215. Our two stores: 1313 Getwell Rd and 4250 S. Third St, Memphis, TN.

More ways we can help

Other options in Memphis

Start your installment search online

Check options from wherever you are with a short secure form. Review any lender offer, compare payments with your budget, and choose the next step that works for you.