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New customers: 50% off your first transactionEasy Cash Advance Online: No Hard Credit Check to Apply
Start your cash advance request from wherever you are. Apply online in a few minutes with a short secure form, then review any available offer and repayment date.
- No hard credit check
- Short secure form
- Family owned since 2001
Cash Friendly Check Advance: family owned in Memphis since 2001.
An easy cash advance begins with a short secure online request. Apply in a few minutes with no hard credit check to see your options.
Online amounts, costs, and repayment depend on lender and state. The calculator illustrates Tennessee payday rules; it does not set every online offer. Read your agreement before accepting.
See the most a loan can cost under Tennessee law
Move the slider. These are the highest charges the law allows — we give you the exact cost in writing before you sign.
Start online, then decide on the details
- 1Complete the short secure form
Open the short secure form and enter the expense, income, and contact details accurately. Start from home.
- 2Get a decision on your request
Identify the offered product and lender. Compare cash delivered, fees, payment dates, and total repayment.
- 3Review and choose
Read the agreement and decide whether repayment fits. An easy request does not establish approval or a funding time.
What would you use an advance for?
A bill arrived between paychecks
Write down the bill gap and next income date. Start online with repayment room for other essentials.
Start online ›A repair is waiting for payment
Use the repair quote, fuel, and insurance costs to plan repayment. Check your options through the secure form.
Start online ›Keep your phone service working
Include the overdue amount and next service bill. Start online for an advance you can repay.
Start online ›An essential household cost came up
Keep rent and utility costs in your repayment plan. Begin online for the necessary household expense.
Start online ›Prefer a local store transaction?
Two Memphis stores offer local contact; first-time customers get 50% off their first store transaction. Ask about terms or start online.
Start online ›Keep the request process simple
- Have a valid photo ID and accurate personal information.
- Have recent income information and your next pay date ready.
- Know your active checking account details if requested.
- Use a phone number and email you can access.
- Set a repayment limit after allowing for essential bills.
Online terms and Tennessee payday rules
Compare the convenience and the commitment
| Option | When it fits | What to watch |
|---|---|---|
| Online cash advance request | A short secure form lets you begin without visiting a store. | Terms depend on lender and state; short-term credit can be expensive. |
| Tennessee store payday transaction | Discuss a local payday transaction and its check amount in person. | Plan for repayment within the agreed term, no longer than 31 days. |
| Biller payment arrangement | May solve a single due-date problem at a lower cost. | Ask about fees and confirm the arrangement addresses the deadline. |
| Bank or credit union borrowing | May provide another way to cover the amount needed. | Check eligibility, total cost, and the process before relying on it. |
Prefer to talk in person?
Family owned since 2001 — two Memphis stores, Tue–Fri 9:30–6, Sat 9:30–4.
Cash Friendly – Getwell Rd
1313 Getwell Rd
Memphis, TN 38111
Cash Friendly – S. Third St
4250 S. Third St
Memphis, TN 38109
Useful details before you submit
Which kind of cash advance are you considering?
A payday loan, credit-card cash advance, and paycheck-access app can have different charges and repayment rules. This form requests lender options. It does not enroll you in an earned-wage app or access a card limit.
Understand what the Tennessee calculator measures
The check includes the fee, so cash is lower. At the maximum fee you receive 85% of face amount. Use your agreement for final figures.
Check the company behind the response
Read the lender’s identity and contact details before sharing further information. The FTC warns about advance-fee loan scams: do not send money for a promise of approval.
Frequently asked questions
What makes this an easy cash advance request?
You can apply online in a few minutes using a short secure form, with no hard credit check to see options. The straightforward process does not remove lender requirements or promise approval.
Can I request a cash advance online with no hard credit check?
Yes. There is no hard credit check to see options, and checking will not affect your credit score. A lender decides eligibility and provides requirements for its specific product.
How quickly can I receive a decision?
The process offers a quick decision on your request. Further lender review may be necessary. A request decision and delivery of funds are separate; no funding time is promised.
How much cash can I receive online?
Online amounts and terms depend on lender and state. Tennessee store payday rules are separate: a $500 check with one lender provides $425 cash at the maximum fee.
Is my request automatically approved?
No. The lender reviews eligibility and decides whether to offer credit. Submit accurate information and accept an offer only if its payments fit alongside other expenses.
What does the $300 calculator amount mean?
It is cash used to illustrate Tennessee payday costs. The fee is based on check face amount, not 15% added to cash. The estimate does not establish an online offer.
Does the new-customer discount apply online?
The 50% offer is for a new customer's first store transaction. Ask how it applies to your transaction. Do not assume an online lender offer includes it.
Is a low advertised fee the full borrowing cost?
Check all disclosed charges and the repayment total. App subscriptions or transfer fees and card charges follow different terms; compare the entire cost for your intended use.
Where can I question a Tennessee payday charge?
Keep the disclosure and receipt, ask the lender to explain the charge, and consult TDFI Consumer Resources about a written complaint for a regulated institution.
Who stands behind this information
Reviewed by the Cash Friendly Check Advance team — a locally and family owned Memphis lender serving customers since November 2001, member of the TN Title Pledge Association and the TN Check Advance Association.
Last updated: November 2, 2026
Tennessee payday and title pledge lenders are licensed and examined by the Tennessee Department of Financial Institutions (TDFI). Questions or complaints: TDFI Consumer Resources, (800) 778-4215. Our two stores: 1313 Getwell Rd and 4250 S. Third St, Memphis, TN.
Other options in Memphis
Make your online request in a few minutes
Use the short secure form to see options without a hard credit check. Review the full cost and repayment terms before choosing an offer.
Online offers depend on lender review and state availability. Tennessee payday rules describe Tennessee transactions. Consider a lower-cost payment plan or other borrowing option when available. Approval is not guaranteed; amounts, rates and terms depend on the lender, your information and your state's law. Payday and other short-term loans are expensive and meant for short-term needs, not a long-term financial solution. In Tennessee, licensed lenders are regulated by the Tennessee Department of Financial Institutions (TDFI); questions or complaints: (800) 778-4215.