Payday & Title Loans on Getwell Rd, Memphis
Payday loans Memphis TN residents can use for a short gap, with a quick decision and 50% off your first transaction as a new customer.
- Family owned since 2001
- Locally owned in Memphis
- 50% off for new customers
No hard credit check to see your options. Approval is not guaranteed.
Cash Friendly Check Advance is a locally and family owned shop at 1313 Getwell Rd in east-central Memphis, Tennessee. We have been serving our neighbors since November 2001, and we keep things simple: a friendly team, clear terms, and honest answers before you sign anything.
Looking for payday loans Memphis TN? Apply online with our secure online form in a few minutes, then pick up your cash at this store. New customers receive 50% off their first transaction, so ask about it when you visit or when you start your application.
See the most a loan can cost under Tennessee law
Pick a loan type and move the slider. These are the highest charges the law allows — we give you the exact cost in writing before you sign.
Apply online, get your cash in 3 steps
- 1Apply online
Fill in the short secure form in a few minutes, or walk in and apply at the store if you prefer.
- 2Quick review and call back
Our team reviews your application and contacts you about next steps. Approval is not guaranteed.
- 3Pick up your cash at this store
Visit 1313 Getwell Rd during business hours to get your cash and take care of other bills in the same visit.
Common reasons Memphis customers stop by
Payday before rent
Rent is due and the paycheck is not here yet. A payday loan can cover the gap, and under Tennessee law the term can be no longer than 31 days.
Start online ›Cash a paycheck
Cash your paycheck with us during business hours and keep the money moving without a trip across town.
Start online ›Cash advance till payday
Bridge the days until your next paycheck with a short cash advance. Compare the fee first so you know the full cost.
Start online ›Pay bills in one visit
Cash your check and pay several bills in one trip, which is how many of our customers handle payday.
Start online ›Budget home phone service
Ask about our budget home phone service and take care of your phone bill during the same visit.
Start online ›What to bring
- A valid government photo ID
- Your most recent pay stub or other proof of income
- An active checking account and a personal check
- Proof of address, such as a recent utility bill
For a car title loan, also bring:
- Your vehicle for a quick look
- A clear car title in your name (no other liens)
- Proof of insurance
Costs and limits by law
Payday loan vs other options in Memphis
| Option | When it fits | What to watch |
|---|---|---|
| Payday loan | Fits a short gap until your next paycheck when you can repay on time. | Fees are high and the term is no longer than 31 days, so plan repayment before you borrow. |
| Title loan | Fits a larger amount when you own a vehicle with a clear title and can keep driving it. | The lender holds your title, and starting with the third renewal at least 5% of the principal must be paid down. |
| Credit union small loan | Fits if you are a member or can join and want a lower-cost option. | Approval and timing depend on the credit union, so ask about the process early. |
| Payment plan with the biller | Fits a single bill you can pay off over a few weeks. | Ask before the due date, because late fees may still apply if you wait. |
Find us at 1313 Getwell Rd
Cash Friendly – Getwell Rd
1313 Getwell Rd
Memphis, TN 38111
| Mon | Closed |
|---|---|
| Tue–Fri | 9:30 AM – 6:00 PM |
| Sat | 9:30 AM – 4:00 PM |
| Sun | Closed |
- Orange Mound
- Sherwood Forest
- Parkway Village
- Glenview
- University of Memphis area
- East Memphis
More about this store
Why people choose Cash Friendly on Getwell Rd
We are not the biggest company in town, and we do not try to be. Our slogan says it best: 'Not The Biggest, Just The Best.' We are a family owned business, we are members of the TN Title Pledge Association and the TN Check Advance Association, and we have been part of this community since November 2001.
- Family owned and operated, serving Memphis since 2001.
- Payday loans, check cashing, and budget home phone service in one place.
- Customers often cash a paycheck and pay several bills in one visit.
- New customers receive 50% off their first transaction.
Serving Orange Mound, Sherwood Forest, Parkway Village and Glenview
Our Getwell Rd store is an easy stop for people in Orange Mound, Sherwood Forest, Parkway Village, Glenview, the University of Memphis area, and East Memphis. You can stop in on the way home from work, class, or errands, and you do not need to make a special trip across town.
Our hours are Tuesday through Friday from 9:30 AM to 6:00 PM and Saturday from 9:30 AM to 4:00 PM. We are closed on Sunday and Monday, so plan your visit around those days. If you would rather start from home, you can apply online first and then come in to pick up your cash.
What it costs and cheaper options to check first
Payday loans are expensive short-term credit, so know the rules before you borrow. Under Tennessee law, the fee on a payday loan may not exceed 15% of the face amount of the check. One lender can hold checks totaling up to $500 face amount, which means up to $425 in cash on a $500 check. The term can be no longer than 31 days, you cannot roll the loan over or renew it with the proceeds of another transaction from the same lender, and no other fees may be added. The regulator is the Tennessee Department of Financial Institutions, and you can read more at the TDFI website.
Before you borrow, compare these cheaper options:
- A small loan from a credit union, which may cost less than a payday loan if you can qualify.
- A payment plan with the company you owe. Many billers will agree to a new due date or a split payment if you ask before the bill is late.
- Local community assistance programs that help with rent, utilities, and food.
If a payday loan is the right fit, borrow only what you can repay on time. Our services page explains each option we offer.
Frequently asked questions
Do you run a hard credit check?
There is no hard credit check to look at your options, so checking your options won't affect your credit score.
Can I apply for a payday loan online?
Yes. Start online. The short secure form takes a few minutes, and then you can visit our Getwell Rd store to pick up your cash.
How much can I borrow in Tennessee?
For a payday loan, one lender can hold checks totaling up to $500 face amount, which means up to $425 in cash on a $500 check. The amount you qualify for depends on your application and our review.
Is approval guaranteed?
No. Approval is not guaranteed. We review each application and will tell you honestly what we can offer.
What should I bring to the store?
Have your photo ID and recent proof of income ready. Our team will tell you if anything else is needed.
What are your hours?
We are open Tuesday through Friday from 9:30 AM to 6:00 PM and Saturday from 9:30 AM to 4:00 PM. We are closed on Sunday and Monday.
Can I cash a business check here?
Yes. If you have a check payable to your business, bring it to the store during business hours and ask our team about cashing it.
Closer to S. Third St?
Cash Friendly – S. Third St
4250 S. Third St
Memphis, TN 38109
Loan options you can start online
Apply online today and pick up your cash here
Start your application with our secure online form. The short secure form takes a few minutes, and our team will follow up with you. Then visit 1313 Getwell Rd during business hours to pick up your cash and take care of other bills in the same trip. Approval is not guaranteed.
Payday and title loans are expensive short-term credit, not a long-term financial solution. Tennessee law limits payday fees to 15%% of the check's face amount (up to $500 in checks, up to 31 days, no renewals) and title pledge loans to $2,500 per title with interest up to 2%% a month plus a customary fee of up to one-fifth of the amount for each 30-day period. Approval is not guaranteed; amounts and costs depend on your information and Tennessee law. Licensed lenders are regulated by the Tennessee Department of Financial Institutions (TDFI); questions or complaints: TDFI Consumer Resources, (800) 778-4215.